An entrepreneur without funding is a musician without an instrument.
~
OUR MOTTO
“Fund Smarter … NOT Harder”
OUR VISION
Easy Personal & Small Business Funding Solutions
OUR MISSION
To Build Stronger People, Lives, Businesses, & Bottom Lines through Smarter Financing
OUR PASSION
Funding Solutions for Every Business, Every Person, & Every Situation
Fund Your Dreams In 3 Quick, Easy Steps
=> Rates as low as 0% for 18 months !
STEP 2~Select Your Funding !
Speak with a Funding Advisor & select the best funding possible.
“Let There Be Peace (*+Prosperity) on Earth & Let It Begin with / in Me …
Let There Be Peace on Earth, the Leverage that’s Meant for Me …”
You Want & Need Funding…
We’ve GOT You + We’ve Got Funding = YOU, Funded ! = WiNNiNG Equation
… zero / zilch / nada obligation
… no negative impact to credit / scores
… fast approval / turn–around ~ secure funding in as little as 48 hours
… 0% interest & unsecured options available
… no up–front cost
plus …
kind, expert, savvy, seasoned, helpful, respectful, skilled, reputable guidance
Our Commitment To You
Best funding guarantee
Clients get the best possible funding by leveraging our elaborate funding marketplace.
learn smart money strategies
We help clients save money by moving high-interest debts to new 0% accounts.
educate & empower
We provide clients access to our credit education platform where they can learn our credit secrets.
You Deserve to Be Backed In Your Aims, Goals & Dreams
(*… Supported & Bolstered In Your Times Of Need )
DiD YOU KNOW: Even (*& Especially) the Biggest, Most-Booming Businesses Rely On / Leverage / Strictly Operate on ‘OPM’ / Other People’s Money to Scale & Multiply Their Profits ? (*It’s called ‘Positive / Good Debt.’ ALSO: ‘Secret Sauce‘~’Special Ingredient‘~THE CHARM.)
FACT: Even the best conceived businesses find themselves at risk of getting knocked down by the first – inevitable, universal, yet too often ‘unforeseen’ – ‘storm.’ [*Think: ‘P(l)andemic’… Think ‘Equipment Failure’… Think ‘Sudden Illness’… Think ‘Inflation’… Think ‘Murphy’s Law’… Think ‘Acts of God’]… UNLESS they get a consistent & ‘rinse-&-repeatable’ source of Working Capital ‘on their side’ & ‘in their court.’
TRUTH: Even the best laid businesses / plans can be (*& do go) wiped out, nulled & voided by absent working capital & lack of readily available liquidity.
It can be incredibly challenging to get your business off the ground & even more challenging to find the money you need to grow.
Most businesses never reach their full potential because they can’t acquire the finances they so desperately need. This limits our growth & keeps you from reaching your goals.
BE ASSURED: In order to cultivate success, keep afloat, withstand the tests of time, keep moving the needle (*whilst keeping the stress levels low) & upping your quality of life (*plus your bottom line)… In order to grow & scale… PLEASE-PLEASE-PLEASE KNOW: “YOU ARE NOT ALONE.” => Everyone (*& their Mother-Brother-Sister-Neighbor) Needs Working Capital.
With years of experience in business funding, – our systemic approach empowers countless businesses across the U.S. to achieve their goals.
ADDITIONAL FEATURES & BENEFITS ~
- Avail yourself of the best funding guarantee
- We help you save money by moving high-interest debts to new 0% accounts
- Get funding anywhere in the U.S.
- Get a free pre-approval which won’t hurt your credit
- Gain access to our comprehensive credit education program
Apply now to enter a world of opportunities for your life, family, & business.
FundingGoddess Gets YOU The 🔐Keys To The Kingdom🔑… Take Hold, Queen 👑.
¡ Viva (*Fast, Accessible, Creative, Low–Cost, High–Value) Funding, Working Capital & Liquidity for All !
PS: No L🩵ve ? / Been turned down by the banks ? (*They’re turning away 97% @ the moment.) Need Non-Traditional / SubPrime Merchant Cash Advances & Equipment Loans ? REST EASY: We fund even those (*’Bank Turn-Downs’) turned away by banks ! Got a Bankruptcy ? No Worries ! With FundingGoddessd’s Financiers, even BK’s can get the funding they need ! Don’t have Collateral ? Capital ? Credit ? You’re not alone-&-WE only need ONE of these “Three C‘s” in place to get you Funded & FlyingFree. ==> Put YOUR ‘C’ to work in writing your Success Story NOW & STAT !
Building the American Dream
We Live with One Purpose :
To Help You Succeed
Our Financing Programs . . .
(*Unsecured) Personal Loans & Lines of Credit
Start adding a wellspring of value to your life & business today
Get up to $1,000,000 & beyond => with zero upfront costs
Examples of Some of Our 101+ Lenders’ Funding Programs
Our professional & informative funding specialists will educate & provide you with all the information you need to make an informed decision.
We specialize in establishing & facilitating fruitful relationships between our portfolio of vetted small business loan lenders & individuals / small business owners like you.
Our network provides you quick, “single-contact” access to a diversity of “custom-fit” offers from different investors & lenders — all ready to meet your individual funding requirements.
===> Qualified applicants receive Loans, Leases, & Lines of Credit from $5,000 up to $1M, in as little as 48 business hours… All at no upfront cost or obligation to you.
Get Up to $1M & Beyond ~ Zero Up-Front Cost… FAST (!)
No Risk… No Obligation… No Negative Credit Impact…
With options for all… SEE WHAT YOU QUALIFY FOR TODAY
SBA LOANS
Looking to buy a business or take your profitable business to the next level ? Established businesses with tax returns that show good cash flow can get extensive funding. All come with incredibly low interest rates of 6%-8% & generous payback terms of 10 – 25 years. Our processing team will hold your hand from packaging to funding. SBA Loans typically take 2 weeks – 2 months to fund but they offer the highest loan amounts & best interest rates. Submit for SBA programs such as 7(a), 504 & SBA Express for business acquisitions & franchises.
(*Unsecured) 0% STARTUP FUNDING
Unsecured Personal & Business funding up to $350,000. This is a personal credit driven product which requires at least one guarantor to have 700+ credit. Enjoy 0% interest rates for up to 21 months. Fast approvals & quick turnaround.
RETIREMENT FUNDING
A Business Directed Retirement Account (*BDRA) allows you to invest your retirement assets directly into your new or existing business without any penalties or taxable distributions. With this program, you can start or expand your business debt-free –allowing you to reach profitability faster with no loans, no banks & no credit checks involved.
REVENUE LOANS
BUSINESS EXPRESS LOANS
SHORT TERM BUSINESS LOANS (*MCA)
These are non-SBA loans & lines of credit up to $500,000. They can fund in as little as 1-2 weeks & require you have an existing business with revenue. Use a revolving line of credit for funds you need; only pay on what you spend. We have a large network of non-bank, secondary market lenders, & we know what requirements they need met in order to approve & issue funds. Access funds very quickly for any business expenses. We will pre-qualify & package your application, then walk you through the entire process to funding.
EQUIPMENT FINANCING
Easiest funding to qualify for. Also works for startups. Finance computers, vehicles, airplanes, signage, and all sorts of other equipment you use in the course of business. Don’t use your free cash for equipment. Equipment is the easiest type of funding to obtain, because lenders consider the equipment to be the collateral.
(*Unsecured) PERSONAL LOANS
With great rates & affordable terms, our personal funding programs offer you the best chance of getting approved & receiving your money fast & easy. We take the guessing out of the finance game for you. No more need to shop your credit to get the right personal loan. This program is available in all 50 states. Popular uses include: home improvements, debt consolidation, unexpected expenses, & more. Obtain a 5-year loan that can be used to pay down credit card balances, raise your score, & qualify for 0% funds. 3, 5, & 7-year term loans & lines of credit with rates starting at 5.99%.
MERCHANT CASH ADVANCES
Is your business generating revenue but your credit history’s lacking ? These advances range from $10,000 to $1 million. We judge the health of your business based on your cash flow – not just credit scores. Our in depth understanding of small businesses means that we can provide capital to businesses in as fast as 48 business hours with little documentation.
FRANCHISE FUNDING
Through our partner banks, our Franchise Funding options offer fast in-house approvals with a streamlined documentation & closing process. Creative loan structures with terms up to 25 years. Rates vary from 6.25% to 7.25%*
*Loans have a variable rate of Prime Rate plus 2.75% to 3.75%.
0% Interest credit card stacking
Obtain multiple 0% cards to launch your business, earn cash back, rewards, & reap the benefits cards have to offer.
“Financial freedom is freedom from fear”
~ Robert Kiyosaki
Startup Funding
let’s talk startup funding …
Startup Funding – a loan type specifically geared towards helping you finance your business with very little history – comes in many shapes & sizes, ranging from business credit cards, personal loans & lines of credit. However, even less traditional lenders like friends or family could constitute as a startup loan if the money were to be put towards a business…
[*THO BORROWER BEWARE: Friends & family oft quickly become controlling frenemies with the control dynamics & rancor stemming from uncomfortable “money tensions.” (*REST ASSURED: With OUR Startup Funding, Your Relationships Remain Unscathed & Intact 😛.)]
loan amounts
$5,000 – $350,000
loan terms
0 – 7 Years
interest rates
0% (for up to 21 months) to 15%
time
7 – 10 days on average
“Never invest your own money in your business”
~
Types of Startup Funding & Which Ones Best Suit You
Our amazing team provides real results for you
Business Credit Cards
The application process for business credit cards resembles that of a standard credit card. Business credit card applications bring far greater ease than other business loans. The business credit cards themselves can be used for a wide variety of purchases, furnishing a handy way to keep business & personal credit separate. Some cards we purvey offer 0% interest (*for a period of 12 – 21 months average). However, given all of the benefits, business credit cards sometimes also come with higher interest rates than other loan types. Business credit cards can give upwards of $25,000 – $150,000.
(*Unsecured) Personal Loans & Lines of Credit
Personal Loans / Lines of Credit (*finances / financial instruments borrowed from banks, alternative lenders, or credit unions) come with fixed terms & rates. Much like any other loan, you pay the money back in monthly intervals at a set interest rate. The majority of personal loans we deal in classify as “Unsecured” – meaning they neither involve nor require no collateral. We also offer options where the funds go structured as a revolving line of credit as well.
Business Directed Retirement Accounts (*BDRA)
A deposit account (*Not A Loan) given a fixed sum of money, where your retirement annuities may also be withdrawn. Specifically, a BDRA allows you to invest your retirement assets directly into your new business without any penalties of taxable distributions.
Who Qualifies For Startup Funding ? === The Three C’s
When you’re looking into loans, FundingGoddess looks at the Three Cs: Credit, Cash Flow, & Collateral.
As long as you have ONE of the Three Cs, you can qualify for funding.
To Qualify for Startup Funding:
You’ll want to have a credit score between 600 and 800 – with an ideal score of 700+.
We’ll also look for a minimum account balance of $1,000 – $5,000 for monthly cash flow (*but also look at tax returns, profit, and annual revenue).
As for collateral, we prioritize unsecured funding; however, collateral is just one (*of three) option.
Again, as long as you have ONE of the Three Cs, you can qualify for funding.
It’s important to understand that businesses younger than 2 years or guarantors with poor credit scores will have a harder time qualifying. SBA lenders need to know you’re reliable and not a risk.
Ideal Annual Revenue
None Required
Ideal Credit Score
700 – 800
Time In Business
None Required
We Help You Find The Best SBA Loans For Your Business
apply for your startup funding here
Interested in finding funding for your business ? We would love to help ! If you’re looking to fund your business within the next 30 to 90 days and have a credit score of 600 – 800, let’s do this ! Get pre-qualified right now with our quick-step pre-qualification form ! And don’t worry; this will not result in a hard credit inquiry of sensitive information. We just want to learn more about you and your business. Click here to get started !
How to Apply … and Requisite Documents …
When it comes to Startup Funding, the application process & required documents can vary…
Required Documents
*Credit Report
*Personal Tax Returns
*Personal Credit History
*Personal Financial Statement
click here to get started. we’ll let you know which docs we need.
personal loans
The Term ‘Personal Loan’ applies to Finances Borrowed from Traditional Banks, Alternative Lenders, or Credit Unions with Fixed Terms & Rates. Much like any other loan, you pay the money back in monthly intervals at a set interest rate. The majority of personal loans ‘Unsecured’ – meaning “No Collateral Needed or Involved.” We structure some personal loan options as a revolving line of credit as well.
“The size of your success is measured by the strength of your desire, the size of your dream, & how you handle disappointment along the way.”
~ Robert Kiyosaki
Business Directed Retirement Account (*BDRA) Funding
Tell Me About Business Directed Retirement Account Funding …
A Business-Directed Retirement Account (*BDRA) – a deposit account (*Not A Loan) in which a fixed sum of money situates & through which your retirement annuities can be withdrawn. Specifically, a BDRA allows you to invest your retirement assets directly into your new business without any penalties of taxable distributions.
loan amounts
n/a
loan terms
n/a
interest rates
n/a
time
14 – 21 days on average
Benefits
- No Penalties
- No Loans
- No Banks
- No Credit
Benefits
- No Collateral
- No Potential For Denial
- No Personal Liability
Benefits
- Debt-Free
- Complete Control
- Asset Protection
- Limitless Investment
We Help with Business Directed Retirement Funding
Our amazing team provides real results for you
How We Help
In today’s market, it’s not uncommon for companies to form BDRAs that cut corners — which puts your business at risk. Our BDRA program recognizes these issues & focuses on providing high-quality, customizable retirement funding for entrepreneurs with the help of our strategic partners. We provide top quality legal support, 5 year management consultation, custom retirement plan design, access to additional funding, & audit protection guarantee.
Business Directed Retirement Accounts (*BDRA)
For an entrepreneur like you, you must have at least $50,000+ in a retirement account with a previous employer. This includes a 401(k), IRA, and 403(b). However, if you meet this criteria, you can expect funding anywhere between $20,000 and $200,000.
Got Credit ? …
Two = Better Than One
As an entrepreneur, you may not always have access to the funds needed to get you off your feet. And you likely don’t want to use all of your retirement funding. Not to worry ! We help develop unique solutions for you; we can even combine your BDRA with Unsecured Business Finance options. This can help: Increase your startup capital (*with zero collateral)… Manage your risk (*by starting the business with a hybrid structure)… Build relationships with the banks to refinance down the road… And start cash rich (*with a line of credit with 0% APR.)
Testimonials
“My wife & I were able to use $115,000 in combined retirement assets to start our business.”
“The thing that really helped was when I got in touch, everybody was really confident. You could tell that everyone had done these types of transactions a number of times and were confident in all the steps. They really took the pain out of this part of the business process (*financing).”
– Mack M., Franchisee … Klein, TX
KICKOFF YOUR BUSINESS HERE
“The $61,500 trapped in my retirement account was unlocked (*for me)…”
“The processing team helped take care of all the necessary paperwork with my input. They were able to help me liquidate my 401(k) to help start my business. They also told me how to structure my company to avoid any potential tax liabilities and everyone was very helpful !”
– Albert W. Monkey Properties Inc… San Francisco, CA
LEVERAGE YOUR RETIREMENT FUNDS INTO BUSINESS PROFITS NOW
We Help You with Business Directed Retirement Funding
Interested in utilizing retirement funds to fund your business ? FundingGoddess would love to help ! If you’re looking to create a business directed retirement account, let’s chat ! Get pre-qualified right now with our quick-step pre-qualification form ! And don’t worry, this will not result in a hard credit inquiry of sensitive information. We just want to learn more about you and your business. Click below to get started !
how to apply … and requisite documents …
When it comes to Startup Funding, the application process & required documents can vary…
Required Documents
*Credit Report
*Personal Tax Returns
*Personal Credit History
*Personal Financial Statement
PUT YOUR RETIREMENT FUNDS TO WORK FOR YOU
SBA Loans
Part of a program created by the U.S. Small Business Administration (*SBA) in order to help fund & empower entrepreneurs like you … SBA loans vary from other types of loans since they come with a guarantee from banks & certified lenders. The SBA doesn’t actually give you money. Rather, the SBA sets the guidelines for the lenders. When an SBA Loan Applicant qualifies, the SBA guarantees applicants up to 85% of the loan. This way, the lenders remain protected from potential defaults & too, allows lenders to provide funding for entrepreneurs with very little risk.
“Losers quit when they fail …
Winners fail until they succeed.”
~ Robert Kiyosaki
SBA Loans, Cont’d
“Money spent on good quality gear is always money well-spent”
~ Tahi shah
Equipment Financing
About Equipment Financing …
Equipment Financing allows you to fund up to 100% on new or used ‘Equipment’ — ‘Equipment’ for Building Your Business, Scaling, & Increasing Profits. Equipment can include Tools, Appliances, Computers, or even Vehicles – with plenty more you can fund using our easy Equipment Financing. (*ASK US !) When it comes to Equipment Financing, there’s minimal paperwork — plus, you can get easy access to cash since the equipment itself serves as the requisite collateral (!)
loan amounts
$5,000 – $500,000
loan terms
life expectancy of the equipment
interest rates
6% – 30%+
time
as fast as 48 hours
- Hardware & Software (*Computers, Management Applications, etc.)
- Office Furniture (*Desks, Chairs, Rugs, etc.)
- Commercial Restaurant Appliances (*Grills, Ovens, Deep Fryers, Freezers, etc.)
- Construction Equipment (*Workbenches, Forklifts, Tools, etc.)
- Power, Heating, & Cooling (*HVAC Units, Solar Panels, Generators, etc.)
- Sales Transaction Devices (*Cash Registers, Point-of-Sale Payment Software, etc.)
Better Way to Lease or Finance Equipment
Businesses today need the best commercial equipment and best equipment financing available to stay competitive, operate efficiently, and deliver high quality products and services. We make equipment leasing and equipment financing easy.
To lease commercial equipment from the leading equipment finance companies in North America, it now takes just 2 minutes with our instant equipment lease quote engine.
Our online equipment finance platform makes “soft” credit inquiries so there is virtually no impact to your personal credit score; you can come back and shop for equipment financing over and over again to get pre-qualified equipment leasing quotes.
At FundingGoddess, you get real equipment finance rates from real equipment lenders. Should you need special assistance with equipment leasing (*because you are a new company, have damaged credit, or happen to be buying unique equipment for your unique business)… We have the equipment finance experts who will help you find the best equipment lease options available.
Check it out. Lease equipment and finance equipment with us, where equipment leasing and equipment financing comes Fast, Easy, & Free !
The Three C’s for Qualifying
When you’re looking into loans, we look at the Three Cs: Credit, Cash Flow, & Collateral. For equipment financing: You’ll want to have a credit score between 600 and 800 – with an ideal score of 700+. We’ll also look for a minimum account balance of $1,000 – $5,000 for monthly cash flow (*but also look at tax returns, profit, and annual revenue). As for collateral, we prioritize unsecured funding; however, collateral is just one option of three. As long as you have one of the Three Cs, you’ll qualify for a loan.
Ideal Annual Revenue
20,000
Ideal Credit Score
600 – 800
time in business
2 Years
We Help You Find The Best Equipment Financing For Your Business
Interested in Buying Equipment to Prosper, Grow, Improve, & Uplevel Your Business ? Allow us to help ! If you’re looking to fund your business within the next 30 to 90 days… If your credit score situates within the 600 – 800 range… Let’s chat ! Get pre-qualified right now with our quick-step pre-qualification form ! And don’t worry, “dinna fash lad / lass”: Applying will NOT dink your credit / result in a hard credit inquiry of sensitive information.
REST ASSURED: We just want to learn more about you and your business. Click here to get started !
Merchant Cash Advances
Originally, a Merchant Cash Advance was designed to be a lump-sum payment for businesses in exchange for a specific percentage of future credit / debit card sales agreed-upon by both parties. Now, it’s more commonly used to describe an array of financial options for small businesses. They’re typically characterized by shorter payment terms & smaller payments in comparison to traditional bank loans. However, a Merchant Cash Advance can also be used when describing purchases potential, credit card sales receivables, as well as short-term business cash advances.
“F.O.C.U.S. – Follow One Course Until Successful”
~ Robert Kiyosaki
Funding Goddess Secures YouCWorking capital
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